Skip to main content1. Acceptance of Terms
By creating an account, accessing, or using any VeltaFi service ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you are using the Services on behalf of a legal entity, you represent and warrant that you have the authority to bind that entity to these Terms. If you do not agree, you may not access or use the Services.
2. Service Description
VeltaFi provides a treasury management platform that enables businesses to optimize idle cash through yield-generating strategies, access credit facilities, monitor risk posture, and enforce compliance policies. The platform operates a non-custodial model: VeltaFi prepares transaction intents and records state transitions, but all value-moving operations require explicit user authorization.
The Services may include dashboards, APIs, analytics, alert systems, policy engines, and integrations with third-party financial infrastructure providers. Feature availability depends on your subscription plan and regulatory eligibility.
3. Eligibility
The Services are available to legally incorporated businesses that have successfully completed Know-Your-Business (KYB) verification. Eligibility is subject to country restrictions, industry exclusion lists, and sanctions screening. VeltaFi reserves the right to decline or revoke access at any time based on compliance considerations.
You must be at least 18 years of age and authorized to act on behalf of the entity you register. You are responsible for maintaining the accuracy of all information provided during onboarding and on an ongoing basis.
4. Account Creation and Security
You are responsible for maintaining the confidentiality of your account credentials, API keys, and any access tokens. You must notify VeltaFi immediately of any unauthorized use of your account. VeltaFi is not liable for losses arising from unauthorized access due to your failure to safeguard credentials.
5. Financial Services Terms
Yield rates displayed on the platform are variable and subject to change without notice based on market conditions and protocol parameters. Past performance is not indicative of future results. Credit facilities are subject to collateral requirements, utilization limits, and policy-engine rules that may restrict draw or repayment actions.
VeltaFi does not provide investment advice. All treasury actions are initiated by authorized users and executed according to the parameters they set.
6. Fees
Fees depend on your subscription plan and are visible on the billing dashboard. Paid plans include a monthly minimum platform fee and usage-based components: (a) a management fee expressed in basis points per annum, calculated daily on managed balance and billed monthly; and (b) a per-draw fee applied to each credit draw. When usage-based fees exceed the monthly minimum, the minimum is waived. Enterprise plans are billed on annual contracts with volume-discounted rates. The Starter plan is free and provides monitor-only access without fiat rails, deposits, or credit. Fee changes are communicated with at least 30 days' notice. Trial periods, where offered, auto-convert to a paid subscription unless canceled before the trial ends.
7. Prohibited Activities
You agree not to use the Services for: (a) money laundering or terrorist financing; (b) sanctions evasion; (c) fraud or misrepresentation; (d) unauthorized access to VeltaFi systems; (e) circumventing security controls, rate limits, or policy restrictions; (f) any activity that violates applicable law or regulation. VeltaFi may suspend or terminate accounts engaged in prohibited activities without prior notice.
8. Intellectual Property
All content, software, trademarks, and proprietary technology comprising the Services are owned by VeltaFi or its licensors. You are granted a limited, non-exclusive, non-transferable license to use the Services in accordance with these Terms. You may not reverse engineer, decompile, or create derivative works from the Services.
9. Limitation of Liability
To the maximum extent permitted by law, VeltaFi shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, revenue, data, or business opportunity. VeltaFi's total aggregate liability for any claims arising under these Terms shall not exceed the total fees paid by you in the twelve (12) months preceding the event giving rise to the claim.
VeltaFi is not liable for losses arising from: variable rate fluctuations, market conditions, third-party service interruptions, blockchain network congestion, protocol-level events, or user error in transaction authorization.
10. Indemnification
You agree to indemnify, defend, and hold harmless VeltaFi and its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Services, your violation of these Terms, or your violation of any law or rights of a third party.
11. Dispute Resolution
Any dispute arising out of or relating to these Terms shall first be resolved through good-faith negotiation. If the parties cannot resolve the dispute within thirty (30) days, the dispute shall be submitted to binding arbitration under the rules of the American Arbitration Association. The arbitration shall take place in Delaware, and the arbitrator's decision shall be final and enforceable in any court of competent jurisdiction.
12. Termination
Either party may terminate this agreement with thirty (30) days' written notice. VeltaFi may suspend or terminate access immediately if you breach these Terms or engage in prohibited activities. Upon termination, your right to access the Services ceases, and you must settle any outstanding obligations.
13. Modifications
VeltaFi may update these Terms at any time. Material changes will be communicated via email or in-app notification with at least thirty (30) days' notice. Continued use of the Services after the effective date of changes constitutes acceptance of the updated Terms.
14. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict-of-law provisions.
15. Contact
For questions about these Terms, contact us at legal@veltafi.com.